Frequently Asked Questions

1

How much money can you get me for my case?
That depends primarily on three things: 1) the severity and duration of your injuries (broken foot vs. sprain foot), 2) the facts of your case (facts are unique to each case) and 3) the monies available to pay your claim ($15,000 insurance policy vs. $750,000 insurance policy). Causation, liability and damages are also factors that impact the amount of your award or settlement.

2

How long will I have to treat before my case can be settled?
You should reach what is called Maximum Medical Improvement (MMI) before your case is settled. MMI occurs when an injured client reaches a state where her condition cannot be improved any further or when a treatment plateau in her healing process is reached. You should be discharged from your treating physician(s).

3

Will I have to use my auto insurance policy for my injuries?
It will depend if the at-fault-driver at the time of the accident had insurance and if his insurance coverage is enough to pay for your bodily injuries. Your policy may be used if you had Uninsured Motorist and/or med-pay coverage at the time of the accident. Attorney Lumzy-Jones reviews each client’s insurance policy and advise them accordingly.

4

Will I have to pay back my health insurance out of my settlement monies?
The at-fault-party is responsible for your medical costs related to the accident. Therefore, your health insurance company may seek reimbursement for medical costs it paid on your behalf. There are specific laws relative to Medicaid and Medicare. Attorney Lumzy-Jones handles the health insurance company’s request.

5

How long will it take to complete my case?
It will depend on such factors as the severity and duration of your injuries, the other side accepting fault and what they are willing to pay for your injuries. Know that your claim will be taken to court should the insurance company refuse to pay you justly for your damages. Attorney Lumzy-Jones will keep you informed on the development of your case.

6

What if I have a question but do not see the answer here in the FAQ?
You can contact us any time with your questions. Attorney Lumzy-Jones will be glad to answer your questions and address your concerns. Please give us a call or email us with your questions.